How does financing a car work? Before buying a new or used car in Falmouth, it’s important to understand how car finance works. You can either purchase it outright, lease it, or apply for financing. Learn more about what it means to finance a car with O'Hara Motors, just a short drive from Sandwich, where we are here to help you enjoy a stress-free and well-informed car buying experience. Be sure to contact us if you have any questions.
The first step to the car financing process of a used or new car is to apply for a loan through either a bank, a credit union, or a dealership. The application can be started online, or you can apply for a loan at a dealership. Here are some other factors to consider that lenders will keep an eye out for:
If you know your credit score is low or you don’t have a strong credit history, consider asking a family member or close friend to cosign your loan.
If you are approved for a loan, you may have several choices. If the dealership provides offers in-house financing, you can also check out other banks or credit unions to see which is the best choice for your budget and needs. Make sure to check out how much money you are able to put down, and how much your monthly payments will look when you pay back the loan. Check out how much you would have to pay each month with our dealership payment calculator.
Before finalizing your loan and buying a car, you should negotiate a price. You and the salesperson can go back and forth until you settle on a loan with an interest rate that works for you. Once you find a good deal, you can close the deal and sign any necessary documents. You then will have your vehicle delivered to you, so that you can enjoy the rest of your Mashpee drives.
Contact our finance center near Bourne or be sure to check our trade-in value tool today.
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508-457-9300
Call Now50 Spring Bars Rd • Falmouth, MA 02540
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